IRCO Community FCU
450 Hillcrest Blvd., P.O. Box 188
Phillipsburg, NJ 08865
Phone: 908-859-1811
Toll Free: 800-538-1572
Fax: 908-859-2118
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 Loans | Mortgage | Savings | Certificates

Loans Rate          APR*        Term         
Certificate Secured - Contact Loan Dept. for details        
New Car - 100% Financing                          
                                  1 to 6 yr. term 5.74 5.74 72  Calculator
                                  7 yr. term = minimum $25,000 6.99 6.99 84 Calculator
New Car - 80% Financing                          
                                  1 to 6 yr. term 5.50 5.50 72 Calculator
                                  7 yr. term = minimum $25,000 6.75 6.75 84 Calculator
Used Car                  1 to 5 yr. term 5.99 5.99 60 Calculator
                                  6 yr. term minimum $20,000 6.24 6.24 72 Calculator
New Motorcycles     1 to 4 yr. term 6.24 6.24 48 Calculator
Used Motorcycle 6.99 6.99  36  Calculator
Personal / Signature Loan        
     $10,000 maximum 11.99 11.99 60 Calculator
     $15,000 maximum 13.99 13.99 72 Calculator
     $15,000 maximum 14.99 14.99 84 Calculator
Discount of ½% w/ auto transfer from IRCO Checking Account        
Share Secured 4.65 4.65 144 Calculator
VISA Credit Card 10.90 10.90 n/a Calculator
        Calculator
        Calculator
*APR = Annual Percentage Rate
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Home Equity (1 - 15 yrs.)

Rate Points APR*
Minimum N/A 4.00%

 2nd Mortgages
RATES AS LOW AS (1 - 5 yrs.)

Rate Points APR*
5.35 N/A 5.35

2nd Mortgages (6 - 15 yrs.)

Rate Points APR*
5.40  N/A 5.40 

2nd Mortgages (11-20 yrs.)

Rate Points APR*
5.70 N/A 5.70

   *APR = Annual Percentage Rate
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