Loans | Mortgage | Savings | Certificates

Loans	Rate	APR*	Term
Certificate Secured - Contact Loan Dept. for details
New Car - 100% Financing
1 to 6 yr. term	5.74	5.74	72	Calculator
7 yr. term = minimum $25,000	6.99	6.99	84	Calculator
New Car - 80% Financing
1 to 6 yr. term	5.50	5.50	72	Calculator
7 yr. term = minimum $25,000	6.75	6.75	84	Calculator
Used Car                  1 to 5 yr. term	5.99	5.99	60	Calculator
6 yr. term minimum $20,000	6.24	6.24	72	Calculator
New Motorcycles     1 to 4 yr. term	6.24	6.24	48	Calculator
Used Motorcycle	6.99	6.99	36	Calculator
Personal / Signature Loan
$10,000 maximum	11.99	11.99	60	Calculator
$15,000 maximum	13.99	13.99	72	Calculator
$15,000 maximum	14.99	14.99	84	Calculator
Discount of ½% w/ auto transfer from IRCO Checking Account
Share Secured	4.65	4.65	144	Calculator
VISA Credit Card	10.90	10.90	n/a	Calculator
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*APR = Annual Percentage Rate Go To Loan Application | Go To Calculators | Back to Top

Home Equity (1 - 15 yrs.)

Rate	Points	APR*
Minimum	N/A	4.00%

 2nd Mortgages (1 - 5 yrs.)

Rate	Points	APR*
5.75	N/A	5.75

2nd Mortgages (6 - 10 yrs.)

Rate	Points	APR*
5.99	N/A	5.99

2nd Mortgage (11-15 yrs.)

Rate	Points	APR*
6.25	N/A	6.25

2nd Mortgage (16-20 yrs.)

Rate	Points	APR*
6.50	N/A	6.50

*APR = Annual Percentage Rate Go To Loan Application | Go To Calculators | Back to Top