IRCO Community FCU
450 Hillcrest Blvd., P.O. Box 188
Phillipsburg, NJ 08865
Phone: 908-859-1811
Toll Free: 800-538-1572
Fax: 908-859-2118
Search
HomeNewsRates & FeesSavings & CheckingLendingApplicationsMember ServicesInfoLinkOnline ServicesContact UsAbout Us
37,000 SURCHARGE-FREE
ATM SEARCH
ZIP CODE:
OR
CITY:
 
& STATE:

Report Lost or Stolen Visa

Be a fan on Facebook!

- New Federal Credit Card Rules Now in Effect -  
A reminder that we provide a great VISA Credit Card to our members without hidden fees and 
high rates.  Best of all, get face-to-face answers to all your questions.  
Contact Theresa at x202 or
tflynn@ircocu.com or check the Federal Reserve credit card page

Find us on Twitter!


CLUNKER LEFT YOU STRANDED?

WE'RE HERE
 TO HELP! 

 

USED CAR LOAN SALE
July 1 - August 31

RATES AS
LOW AS

 5.50%APR*

GET A $25 GAS CARD** & ENTRY TO WIN A
GPS

*Annual Percentage Rate (APR) accurate as of publication date. Used
car loan monthly payment example per $1000 borrowed for 5 years at 5.50% is $19.11 per month. Rates subject to change without notice. ** With approval, while supplies last.


 

FIXED RATE 
HOME EQUITY LOANS

=

CASH
$$$$

RATES AS LOW AS 5.35% APR*
NO FEES
NO POINTS 

*Annual Percentage Rate (APR) accurate as of 6/17/2010. Monthly payment example per $1000 borrowed for 5 years at 5.35% APR is $19.04 per month.  Other rates and terms available.


  

NEED NEW WHEELS?

 

RATES AS
LOW AS

4.75%APR*

 *Annual Percentage Rate (APR) accurate as of 6/23/2010. Monthly payment example per $1000 borrowed for 6 years at 4.75% APR is $16.00 per month.  Other rates and terms available.


  

DID YOU KNOW?
WE NOW HAVE PERSONAL LOANS TO $15,000?
Contact our loan dept. at x204 for details!

   SHARE CERTIFICATE RATES
Effective July 21, 2010

$500 Min.

$10,000 Min.

   3 mo      .20%APY*   

 

   6 mo      .30% APY*  

6 mo     .45% APY*

  9 mo      .60% APY*

 

12 mo     .80% APY*

12 mo  .90% APY*

 30 mo     1.51% APY*

 

 60 mo    2.52% APY*

 

*Annual Percentage Yield.  Deposits Insured to at least $250,000 by NCUA, a govt. agency.  Early withdrawal penalties apply.  Rates accurate as of 07/21/10 and subject to change without notice.


  Click below to view a short video about IRCO!

 
 


Serving . . .

NJ Towns

NJ Townships

Phillipsburg

Franklin

Alpha

Greenwich

 

Harmony

 

Lopatcong

 

Pohatcong

IRCO Community Federal Credit Union of Phillipsburg, NJ was established in 1966 and is a federally chartered Community Credit Union committed to serving our members financial needs.  We are a non-profit financial cooperative and our mission is to promote savings and provide affordable loans.  In fact, we are a very unique cooperative because our members are our owners.  Savings are pooled together to provide funds for lending to the membership as a whole, allowing us to offer very competitive savings and loan rates.

If you live or work in the towns and/or townships listed above, you and your family members are eligible!  And even if you don't live or work in these areas, you may still be eligible to join IRCO if someone in your family does!  Give us a call and we'll happily discuss membership options.  Check out all the benefits to membership at IRCO Community.

For more information about us, or any of our
products and services, simply click and go!
We're here to serve you.  And please...visit us often. 

 
[ Home | News | Rates & Fees | Savings & Checking | Lending | Applications | Member Services | InfoLink | Online Services | Contact Us | About Us ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.